Employees who maintain salary account with Bank of Baroda: NILįor others: it ranges from 1.00% of loan amount to 2.00% plus GST, subject to The processing charges for personal loan are calculated asįor Govt. Minimum Rs.1.00 lakh for Metro & Urban Branch Rs.0.50 lakh for Rural & Semi-Urban Branch Maximum Rs.20.00 lakhs (it is linked with borrower’s occupation and account relationship with Bank).The maximum age to apply for personal loans is 60 years for salaried and 65 for non-salaried persons at the end of the repayment period. Applicants need to be at least 21 years of age to be eligible for a personal loan, while co-applicants are not allowed.Similarly, self-employed professionals or business persons who want to apply for personal loans need to have their business or practice for at least one year. To apply for a personal loan, applicants can be employees of government bodies or private companies with minimum continuous service of one year.
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